Category Archives: Health and Fitness

Teen Money Guide – Issue 1

This will be a recurring series of posts regarding everything I was told or wish someone had told me when I was a teen about money. Of course, teens don’t read unless it’s about vampires, werewolves, alien love affairs or some other fantasy nowadays so eventually these will have to morph into videos.

But anyways…

Save more than 10%

When I was young I heard the whole save ten percent thing. Something about being in the Bible belt; give 10% to God put 10% in your savings account. But if you’re a teen who actually has a job in this still slow economy (ignore the hype about being in a recovery), I advise if you don’t have to take care of yourself with that money because of parents that can’t cover all of your ESSENTIALS due to the current job market, put more than 10% in your savings account. That way by the time you’re legal you’ll already have that rainy day account a lot of Gen Y and some of you Millenials won’t have but will desperately need.  Don’t believe me – look at the poverty rates from the Pew Research Center for teens and younger. Thanks @robferdman for posting!

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Education System Broken? Here’s why

[First a disclaimer: this post is a little off-topic from the rest of the blog. However my day job relates to this and I’ve been so frustrated lately I needed to speak on it. The idea has crossed my mind of opening a private school under the overarching business brand ECV so I guess it’s not too off-topic, but that idea isn’t likely to come to fruition…]

There are so many reports in the US about the education system being broken. Every time you turn around someone else is complaining or upset that America has fallen below another country in some education or graduation ranking. Then enter the pundits with their endless speculations and suggestions despite some of them having no internal experience in education outside the 16+ years they spent earning their own education some 2 or 3 decades ago. And with all the endless chatter and constant political interference things rarely get better. Here are just a few reasons why it’s broken from a current insider.  Continue reading Education System Broken? Here’s why

Weekly Beauty Tip – Week 2: Sugar Body Scrubs

It is full blown winter all across the US this week.  Earlier this week the polar vortex sent freezing temps even into Florida.  Sunday the local temperature topped out in the 70s and by Monday afternoon it had fallen 30 degrees.  Regardless of where you are, this frigid winter weather can wreak havoc on your skin.  Not to mention the hot showers, which honestly even though we know it’s bad for our skin who is really going to give them up?  So this week’s tip is an at-home treatment to loosen those dry, dead skin cells and take your skin back to feeling baby soft.

Body Buffer
Dip half a grapefruit in sugar and gently scrub over clean body. Do not use over freshly shaved legs.  Shower off, then moisturize.

I personally like to do the whole exfoliating process in the shower. You can also use an orange if you don’t like grapefruit.

grapefruit

The nice thing about this at-home treatment is this is the season for grapefruit here in Florida so trying this is an Value exfoliant. Right now grapefruit are about $4 for a 5-lb bag or free if you know someone with a bumper crop of grapefruit from the tree in their yard like I do. So that’s between $0 – $0.50 for a grapefruit and 1/4 cup of sugar out of your cupboard for an at-home body scrub.

The C2 option (common commercial) is a body scrub that can run you about $10  from Victoria Secret’s or Bath and Body Works. The nice part is you do get whatever scent you prefer as opposed to just a citrus scent.

The Extrav options can cost up to $28 for a sugar scrub exfoliant that contains  essential oils, vitamins and other ingredients that combine the physical exfoliation with a low-level chemical exfoliation through the use of various acids (i.e. salicylic, lactic, etc.).

Another suggestion for added skin health that I heard from one of those doctors with a TV show was to take 500 mg of evening primrose oil daily.  I’ve been taking it for about 25 days now.  I forgot to take a photo of my skin before starting but I will say I don’t see any increase in this mysterious skin condition that’s been stripping me of my pigmentation.

And no, I don’t have vitiligo. The dermatologist and my doctor were able to rule that out.

Losing Wait

Absolutely loving the blog post Losing Wait from Mary Kay’s CMO Sheryl Adkins-Green! Obviously she’s not talking about the weight that most people resolve to lose every new year, but the “wait” she mentions is just as if not more important.

I’ve decided to replace my “wait” with “S.T.A.R.T” also, but before I do for one last time…
• “S= Start smaller to achieve bigger. In other words, I break my goal down into manageable and achievable segments, instead of a big chunk that will overwhelm me.”
Tim Ferris, author of The 4-Hour Workweek, developed a great tool for doing this called a dreamline. As I tweeted, I finished my most recent dreamline a few weeks ago and have already started the steps towards reaching some of them. It’s a great tool because it forces you to dream big and then you go back and consider the financial costs involved in reaching those dreams. Too often we let the money stop us from dreaming instead of realizing that we find money to do things that we are passionate about and truly want to do.
• “T= Target a specific time each day to work on my goal, even if it’s only 30 minutes. I literally schedule it. I make an appointment with me and I keep it!”
appointment book
•” A= Ask for help and accept help. So often, we’re so busy doing for others that we feel that we can’t or shouldn’t ask for help. Yet we all have at least one friend or family member who is willing and able to support our goal. We just need to ask!”
• “R= Reward my progress. It’s important to celebrate each success along the way, no matter how small. Plus, who doesn’t love a reason to get a new pair of shoes?”
•”T= Treat time as my most precious resource and make every minute count.
I am a professional in my entrepreneurial pursuits and in my day job but so often find that my time is not being respected as a higher paid professional’s time might be. Remember no matter what your job or lifestyle, your time is yours and you have the final say in how it will be used. Don’t allow others to waste your time because it’s the one resource you have no way of recovering. So lose the “wait”.
What are you going to “start” when you lose your “wait”?