September is National Self-Improvement month here in the states. It’s also the month where the northern hemisphere has to say “Aloha” to summer.
I spent a lot of my summer working on self-improvement, from volunteer work to finally adding some credentials to my degree in the form of my insurance & annuities license to become a financial advisor with WFG.
My self-improvement continues this month with me returning to some routines abandoned over the summer (and years). Here’s the short list:
- drinking lots of water daily (want my glowing skin back)
- eating healthy (taking vitamins to fill in the gaps hasn’t been cutting it lately)
- exercising daily; it was the summer after all but follow Ms_ME on Fitocracy and I’ll follow back
- following my personal budget (busy making budgets for others necessitates that I’m actually following mine)
- and of course my blogging schedule
What will improvements will you make this month?
In part 2 of the #DivorceYourJob how-to series, we talked about direct sales.
“But Ms. ME, I’m not a salesperson.” “I’m not pushy enough to be good at sales.”
Well first, you don’t have to be pushy to be in sales. Continue reading How to Divorce Your Job and Keep the House – 3
If you are a millionaire, savor and enjoy the day. If not, we offer a number of ways to participate in Be a Millionaire Day:
- Review your investments. Look for ways to improve them.
- Review your investment portfolio with a trusted investment or financial planner.
- Increase your deposits to your savings accounts.
- Start or add to your 401K. This is always a good starting point.
- Review your spending. Many Millionaires get there by a combination hard work, sound investment, and frugal spending.
- Go to a casino.
- When all else fails ,buy a lottery ticket….but just one.
So there will probably be no weekly beauty tip since I’m out exploring One Spark this weekend among other things.
But it is April and the tax man cometh, so here’s a article to help make it a little easier next year.
By [http://ezinearticles.com/?expert=Lisa_A_Mason]Lisa A Mason
Don’t wait until the last minute to try to get all of your tax information in order, prep for tax time all year long with some basic organizational strategies. This can be one of the smartest and most important things you ever do. Tax time does not have to be stressful and when you plan ahead throughout the entire year instead of waiting till the last minute, it can make all the difference.
One way that you can do this is by creating folders that allow you to store and organized important tax documents all year long. You can easily make folders for all of your important tax information throughout the year. For example you may have one folder for medical expenses, one for home maintenance, mileage, and additional income. Receipts and documentation for all of these expenditures and incomes should be placed in the folders as they arrive. By keeping up with your basic paperwork throughout the year you can easily be ready for tax time without any hassle or searching for documents.
Tax time doesn’t have to be stressful and is only made so by being disorganized throughout the year. If you are a homeowner then you are aware that any expenses and income related to your home will be applied at tax time, therefore you don’t just scatter home repair receipts all over the place. You keep them together and are ready when the time comes. Small business owners and self employed individuals have to track their income throughout the year and often pay quarterly taxes and income tax. Good record keeping is a must to avoid paying in too much or too little. This will be a very smart move and once you get a routine down, it will be easy to maintain it year after year.
If you usually have to pay in something at tax time set up a savings account to add to through the year to keep from having to come up with a large amount all at once at tax time. Being prepared for tax time is not difficult or even “taxing” it’s just a matter of being organized, having a place for everything and everything in its place. By making simple changes to your organization and filing throughout the year you can not only be prepared for tax time, but may also come to dread it a little less.
It’s just that easy!
About the Author:
Lisa Mason is a [http://www.freelancewriter4hire.com/]freelance writer with a specialty in Internet content and SEO articles and the author of How to Earn a Living Writing for the Internet. She has written thousands of articles, hundreds of ebooks and thousands of website pages and related content in more than 10 years as a professional writer.
See her website for a free [http://freelancewriter4hire.com/atd.html]article writing template guide as well as more information about writing and the writing services she offers.
Article Source: [http://EzineArticles.com/?Prep-for-Tax-Time-All-Year-Long&id=5817568] Prep for Tax Time All Year Long
This will be a recurring series of posts regarding everything I was told or wish someone had told me when I was a teen about money. Of course, teens don’t read unless it’s about vampires, werewolves, alien love affairs or some other fantasy nowadays so eventually these will have to morph into videos.
Save more than 10%
When I was young I heard the whole save ten percent thing. Something about being in the Bible belt; give 10% to God put 10% in your savings account. But if you’re a teen who actually has a job in this still slow economy (ignore the hype about being in a recovery), I advise if you don’t have to take care of yourself with that money because of parents that can’t cover all of your ESSENTIALS due to the current job market, put more than 10% in your savings account. That way by the time you’re legal you’ll already have that rainy day account a lot of Gen Y and some of you Millenials won’t have but will desperately need. Don’t believe me – look at the poverty rates from the Pew Research Center for teens and younger. Thanks @robferdman for posting!