Category Archives: Financial

A Budget Tells Us What We Can’t Afford…

budget quote

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Money on my Mind – Seperate yourself from Mediocrity

Teen Money Guide – 2

SIFMA infographic

The infographic above applies to the US and I found it in a program I’ve used previously. You see, I happen to teach a class that focuses on Financial Literacy (at least the way I teach it) yet unfortunately this is slated to be the last year it’s offered in its current incarnation.

So where do parents, teens and teachers who want to try to cram valuable instruction into an already crammed curriculum go to get the basic education in handling money that’s missing from most school districts?

One source is H&R Block. Their Dollars and Sense program has valuable resources for all three groups to guide teen acquisition of money management skills.

Local banks and universities are another great source for providing your teen with a financial education due to the obvious absence in many public schools.

What resources are you using to teach your teen about money and contribute to their lifelong financial wellness?

How to Divorce Your Job and Keep the House – 4

Here it is after our summer hiatus, the much delayed follow-up post in the Divorce Your Job series on sharing what you know. Yes, it’s later in the day than it should be but it’s still on schedule since it’s Friday.

 Cats celebrating Friday

While you can pretty much find any and everything on the internet nowadays sometimes people just need or want that face-to-face or one-on-one interaction to answer any specific questions they have. Thus a money-making opportunity for you arises.

Think about the things you know how to do well. Don’t exclude anything no matter how insignificant you may think it is. Great at making a spreadsheet or formatting a document file? Know the ins and outs of organizing a closet? Or maybe you’re Mr. Fix-it when it comes to an assortment of household repairs? Then consider teaching or tutoring someone in your specific skills.

There are a variety of sites out there that do everything from connecting you with potential clients to helping you create an online instructional program. Here are just a few:

Thumbtack
You’ll notice our Thumbtack widget in the left sidebar. We use this site for the tutoring side of ECV but you can also use it if you perform different services like photography and event entertainment. You set up your profile and the site funnels clients in your area to you. To respond to  a potential client, you have to buy quotes for a nominal fee. Still it’s a good way to expand your client base in your quest towards divorcing your day job.

Udemy and Skillshare
These sites are like online academies that you can apply to be an instructor and create your own course. While Udemy says that it’s free to create your course, Skillshare mentions that the cost to create your online course can vary based on the tools you use. If anyone has used either of these, please tell what you thought of them.

Also if you know of any other sites that we should know about, please mention them in the comments.

Aloha Summer

September is National Self-Improvement month here in the states. It’s also the month where the northern hemisphere has to say “Aloha” to summer.

goodbye summer

I spent a lot of my summer working on self-improvement, from volunteer work to finally adding some credentials to my degree in the form of my insurance  & annuities license to become a financial advisor with WFG.

My self-improvement continues this month with me returning to some routines abandoned over the summer (and years). Here’s the short list:

  1. drinking lots of water daily (want my glowing skin back)
  2. eating healthy (taking vitamins to fill in the gaps hasn’t been cutting it lately)
  3. exercising daily; it was the summer after all but follow Ms_ME on Fitocracy and I’ll follow back
  4. following my personal budget (busy making budgets for others necessitates that I’m actually following mine)
  5. and of course  my blogging schedule

What will improvements will you make this month?