Are you in a mad dash to spend money you probably shouldn’t spend? Are you looking for tips on how-to start 2021 without the soul-crushing debt some come out of this sucker season with? Here are three…

1. Spend time, not money.

Money is tight for a lot of people right now. Instead of feeling pressured to buy a gift that may put you in a financial bind, think about an activity that you can spend time engaging in with the people that are special to you. No matter if you’re in person if they are already in your circle or virtually if they are far away, make sure to put some thought into how to make it special and memorable which oftentimes does not require a huge amount of money.

2. Set one goal & make it a number.

Whether you trying to buy gifts or improve your financial situation, pick your main goal and focus on it. To help you focus, actually attach a number to it. So it might be “spending $1500 or less on gifts” or “paying off $2000 worth of debt.” Whatever your goal, making it a tangible number gives you a target and a way to measure your progress.

3. Practice healthy habits.

Health and wealth are intricately linked and a lot of times that connection is overlooked until it’s too late. So here’s your reminder to practice healthy habits year-round to avoid expensive healthcare costs later. While the tendency may be to overindulge this time of year, try to eat and drink responsibly by listening to your body and choosing healthier options. If you do overindulge, increase your activity level. Depending on your location and the weather, you may be able to venture outside and get active while remaining physically distant to limit exposure to COVID 19.

More tips can be found at this link: https://knowledge-place.wealthmeethealth.com/individual/be-smart/article/choose-healthy-foods-and-stay-active-this-holiday-season/