Tag Archives: financial fitness

Aloha Summer

September is National Self-Improvement month here in the states. It’s also the month where the northern hemisphere has to say “Aloha” to summer.

goodbye summer

I spent a lot of my summer working on self-improvement, from volunteer work to finally adding some credentials to my degree in the form of my insurance  & annuities license to become a financial advisor with WFG.

My self-improvement continues this month with me returning to some routines abandoned over the summer (and years). Here’s the short list:

  1. drinking lots of water daily (want my glowing skin back)
  2. eating healthy (taking vitamins to fill in the gaps hasn’t been cutting it lately)
  3. exercising daily; it was the summer after all but follow Ms_ME on Fitocracy and I’ll follow back
  4. following my personal budget (busy making budgets for others necessitates that I’m actually following mine)
  5. and of course  my blogging schedule

What will improvements will you make this month?

How to Divorce Your Job and Keep the House – 3

In part 2 of the #DivorceYourJob how-to series, we talked about direct sales.

4salepostit“But Ms. ME, I’m not a salesperson.” “I’m not pushy enough to be good at sales.”

Well first, you don’t have to be pushy to be in sales. Continue reading How to Divorce Your Job and Keep the House – 3

Get Fit and Make Money – A DYJKTH Interview

If you’ve been reading the Divorce Your Job & Keep the House series, you know we’re still on the topic of sales as an extra revenue stream. Below is an interview with Khalif Croom, who’s side gig is fitness related.

Ms. ME: What’s your new business endeavor about?

Khalif Croom: I’m an Executive Promoter for Body by Vi from Visalus. We offer a protein-enriched meal replacements, cereal, and cookies. We also help fight obesity in the community.

Ms. ME: Tell me more about these meal replacements.

KC: There is a protein drink for after you workout. It has more vitamins per serving than other products on the market.

Ms. ME: What if I don’t workout regularly or at all? Would the product still help me?

KC: Yes, it still works as a meal replacement and vitamin supplement, giving the body all the vitamins it needs.

Ms. ME: Ok, so how do you all fix obesity in the community?

KC: For everyone who uses the product and shows a before & after picture of losing 10 pounds in 90 days, Project Kids sends 30 healthy meals to charities to aid in fighting obesity.

Ms. ME: So how can people contact you to get the products?

KC: They can visit my website khalifcroom.myvi.net.

Ms. ME: And for my readers who are looking for an extra revenue stream, how can they find out more about Visalus and joining your team?

KC: They can view the presentations at overview.vi.com.

The next DYJKTH post (coming soon) will have more tips for sales.

Teen Money Guide – Issue 1

This will be a recurring series of posts regarding everything I was told or wish someone had told me when I was a teen about money. Of course, teens don’t read unless it’s about vampires, werewolves, alien love affairs or some other fantasy nowadays so eventually these will have to morph into videos.

But anyways…

Save more than 10%

When I was young I heard the whole save ten percent thing. Something about being in the Bible belt; give 10% to God put 10% in your savings account. But if you’re a teen who actually has a job in this still slow economy (ignore the hype about being in a recovery), I advise if you don’t have to take care of yourself with that money because of parents that can’t cover all of your ESSENTIALS due to the current job market, put more than 10% in your savings account. That way by the time you’re legal you’ll already have that rainy day account a lot of Gen Y and some of you Millenials won’t have but will desperately need.  Don’t believe me – look at the poverty rates from the Pew Research Center for teens and younger. Thanks @robferdman for posting!

Bd4K0khCcAA5D1z[1]